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Your guide to controlling your benefits cost.

We help our clients make sense of an ever-changing environment and have done so since the 1990's. Employers need a way to control cost without slashing their offerings. There is a way to do this.

We'll show you the way.

Our 
Story

From our humble beginnings by those before us in the 1990's, we have continually worked to maintain status as industry leaders, and industry innovators. Over the years we have excelled at containing costs for our clients, and providing a proactive approach to a typically stagnant industry.

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In 2024 Derek A. Lodholtz took ownership of our operation to lead the continued efforts of bringing balance to our clients through out the country. 

Our Approach

Innovators are who we are at our core. Our diligent staff perfected a process known as GrandCare to serve as a guide for our client process, ensuring a transparent view into their expense, as well as a individually curated approach to managing their unique risk. 

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Our Results

Our refreshing approach to the industry shows through our success profile. With average client savings of 15% or more, a 96% client satisfaction rating, and a 99% client retention. 

Interested in learning more?

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GRAND RAPIDS | TRAVERSE CITY | BIG RAPIDS | FENTON

Ready for Better Benefits?
We'll show you the way.

© 2025 by GRAND RISK ADVISOR. Site design by Small Works Marketing, LLC

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